is dedicated to simplifying India for Non-Resident Indians by providing information and answering questions on Finance, Investment, Real Estate and Citizen Law. is owned and operated by Digital Agency – Experience Commerce. The site allows visitors to register as a user, create content and consumer content. Visitors can also participate in contests or other promotional activities announced over time.

As a registered user on, you are expected to have gone through the Content and Community Guidelines, Privacy Policy and these Terms & Services. We reserve the right to modify these documents, and will ensure the latest versions are available on the site.
We are able to provide as a free service to you as we are supported by advertising and sponsorships. As per the Terms & Services, you agree that may include advertisements over time.


Age –You must be at 13 years of age or older in order to join


Liability – If anyone brings a claim, lawsuit or other proceeding against based on content you post on this website, you agree to compensate Experience Commerce including its employees and agents for any and all losses, liabilities, damages or expenses, including attorneys' fees, incurred by in connection with any such claim, lawsuit or proceeding.


Proprietary Rights – By signing this agreement you agree that is granted a non-exclusive, royalty-free, worldwide license, with the right to reproduce, distribute, transmit, display any materials and other information you submit to the in the public domain. You shall have absolutely no recourse against as the system provider for any alleged or actual infringement of any proprietary rights to which you may claim ownership.


Marks and Copyright – logo and all graphics and text content and brand names used within are trademarks or service marks of Third party trademarks or service marks used in connection with this service are the property of their respective owners. You may not use any trademark or service mark in connection with any product or service without the expressed permission of the owner of that mark.


Disclaimer & Limitation of Liability

You, the user, acknowledge that signing up and use of the service is at your sole risk. This service is not warranted to be error free or uninterrupted, and there is no warranty as to the results obtained through use of this service. is made available on an AS IS basis. THERE ARE NO WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE SERVICE. Neither Experience Commerce nor  advertisers, sponsors or anyone else involved in creating, producing, or delivering the service, will be liable for any direct, incidental, special or consequential damages arising out of agreement to these Terms.

Indemnification – You agree to indemnify, defend and hold harmless against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses (including but not limited to lawyer's fees), relating to any acts by you or materials or information transmitted by you in connection with our system, leading wholly or partially to claims against us or our system by other subscribers or third parties, regardless of the type of claim or the nature of the cause of action.

Terms & Services effective beginning July 2010